Most homeowners who apply for PM Suryaghar know about the central government’s ₹78,000 subsidy. What most do not know is that several states run their own rooftop solar programmes on top of the central scheme — and in some states, the combined subsidy can reduce your net installation cost by 50% or more.
This guide maps every active state-level solar subsidy, shows which ones can be stacked with the PM Suryaghar central subsidy, explains how to claim both, and highlights the states where the combination delivers the most financial benefit.
Direct answer. PM Suryaghar’s central subsidy (up to ₹78,000) can be stacked with state subsidies in at least 7 states as of 2026. The states offering the most meaningful additional benefits include Uttar Pradesh (₹15,000–₹30,000 extra), Telangana, and select state-specific schemes for farmers and BPL households. The total maximum combined subsidy in certain states can reach ₹1,00,000–₹1,10,000 for a 3 kW system.
How the Subsidy Stacking Works
The central PM Suryaghar subsidy is administered by MNRE and flows from the central government treasury to your bank via DBT. State subsidies are separate programmes run by state energy departments or nodal agencies — they have different applications, different timelines, and different eligibility rules.
The key rule: Central and state subsidies are additive — they do not cancel each other out. The central subsidy is calculated on the system cost; the state subsidy is an additional grant on top.
However, the total subsidy from all sources combined cannot exceed the total system cost. You cannot receive ₹78,000 central + ₹30,000 state = ₹1,08,000 on a ₹80,000 system — the aggregate disbursement is capped at actual cost.
The Central PM Suryaghar Subsidy (baseline)
| System size | Central subsidy |
|---|---|
| 1 kW | ₹30,000 |
| 2 kW | ₹60,000 |
| 3 kW and above | ₹78,000 |
This is the floor. Every state in India qualifies for this. Everything below is additional.
State-by-State Subsidy Map (2026)
- Uttar Pradesh — ₹15,000–₹30,000 extra
- Telangana — TS-TRANSCO incentive
- MP — BPL household scheme
- Karnataka — BESCOM solar city scheme
- Tamil Nadu — TEDA state scheme
- Delhi — pilot urban solar scheme
- Haryana — state rooftop scheme
- Gujarat — central subsidy only (SURYA portal is process, not financial)
- Rajasthan — central only for general consumers
- Maharashtra — central only for standard residential
- Punjab — central only (2026)
- Andhra Pradesh — central only
Uttar Pradesh — Most Generous Stacking
The UP New and Renewable Energy Development Agency (UPNEDA) operates a state subsidy scheme that can add ₹15,000–₹30,000 to the central amount depending on system size and category. UP’s scheme is specifically targeted at low-income households and rural consumers. Urban general category consumers in UP typically get the central ₹78,000 only.
How to apply for UP state scheme: Apply separately at upneda.org.in after your PM Suryaghar central application is submitted. The state and central disbursements happen independently.
Telangana — TSSPDCL & TS-TRANSCO Schemes
Telangana has run a supplementary rooftop solar subsidy for domestic consumers through its TSSPDCL and TS-TRANSCO systems. The incentive is typically in the form of accelerated net metering credits or a one-time grant. Check the current TSSPDCL solar portal for the exact active scheme amount — it changes annually.
Karnataka — BESCOM Solar City
The BESCOM (Bengaluru Electricity Supply Company) solar city programme provides a facilitation grant and expedited net metering for BESCOM-area consumers. It is not a cash subsidy but reduces effective installation cost through reduced application fees and faster meter installation. Combined with the central subsidy, BESCOM consumers benefit from one of the smoothest application processes in south India.
The Subsidy-Stacking Calculation
Let us model a 3 kW system in Uttar Pradesh with maximum stacking:
| Component | Amount |
|---|---|
| System cost (market price, 2026) | ₹2,10,000 |
| Central PM Suryaghar subsidy | −₹78,000 |
| UP state additional subsidy (if eligible) | −₹25,000 |
| Net cost after all subsidies | ₹1,07,000 |
| Monthly electricity savings | ₹2,500–₹3,000 |
| Payback period | 3.0–3.6 years |
💰 Real numbers
The payback on a 3 kW system with full subsidy stacking in UP or Rajasthan is under 3.5 years. The system then generates free electricity for another 20+ years. Over a 25-year panel life, total savings can reach ₹9–₹12 lakh.
The 4-Step Subsidy Stacking Method
To claim both central and state subsidies without paperwork conflicts:
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Check your state energy agency’s website for any active residential solar subsidy scheme before starting your PM Suryaghar application. Search “[state] renewable energy agency rooftop solar subsidy 2026.”
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Apply for PM Suryaghar first on pmsuryaghar.gov.in. The central subsidy process is the foundation — the state scheme typically requires your PM Suryaghar application number as a reference.
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Apply for the state scheme separately using the same system, same installer, and same DISCOM. Most state schemes have a separate online form on the state energy agency’s portal.
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Track both independently. Central DBT and state scheme disbursement happen on different timelines and through different banking channels. Do not confuse a delay in one with a rejection in the other.
Common Mistakes When Stacking Subsidies
| Mistake | What goes wrong | How to avoid |
|---|---|---|
| Applying for state scheme before PM Suryaghar application number is issued | State portal rejects without application reference | Get PM Suryaghar application number first |
| Installer not aware of state scheme | Commissioning report does not meet state documentation requirements | Confirm with installer before installation |
| Assuming Gujarat SURYA = state subsidy | SURYA is a portal, not a financial benefit | Read the scheme details, not just the name |
| Combining subsidies beyond system cost | DBT excess recovery demanded later | Total subsidy must not exceed system cost |
⚠️ Watch out
State subsidy schemes are revised annually — sometimes mid-year. A scheme active in April 2026 may be paused or changed by September 2026. Always verify the current status of a state scheme directly on the agency's official portal before including it in your financial calculation.
How to Check If Your State Has an Active Scheme
The simplest method:
- Search: “[your state] renewable energy agency rooftop solar scheme 2026”
- Look for the state’s nodal agency — GEDA (Gujarat), MAHAURJA (Maharashtra), UPNEDA (UP), RRECL (Rajasthan), MPRA (MP), MNREDA (MP), TEDA (Tamil Nadu), etc.
- On the agency’s website, look for “Rooftop Solar”, “PM Suryaghar”, or “Residential Solar Scheme” sections.
- Cross-check with the MNRE website under state-level schemes for the latest listing.
Internal Links for More on Each Scheme
- PM Suryaghar Complete Guide 2026 — full national scheme
- PM Suryaghar Gujarat Guide — Gujarat process
- PM Suryaghar Maharashtra Guide — Maharashtra + MSEDCL
- PM Suryaghar Rajasthan Guide — Rajasthan JVVNL/AVVNL/JdVVNL
- PM Suryaghar MP Guide — Madhya Pradesh three DISCOMs
- Solar Subsidy in India — all schemes
How Heaven Green Energy Helps
- Residential Solar — we identify and apply for all available subsidies for your location.
- Solar Calculator — see your total subsidy + net cost in 60 seconds.
- Contact us — get a subsidy audit for your specific address.
Frequently Asked Questions
Can I get both central and state solar subsidy in Gujarat?
In Gujarat, the SURYA Gujarat portal is an administrative integration tool, not a separate financial subsidy. As of June 2026, Gujarat residential consumers receive only the central PM Suryaghar subsidy (up to ₹78,000). There is no universal state top-up for Gujarat’s standard residential consumers.
Which state gives the most total solar subsidy when stacked?
Uttar Pradesh offers the highest potential stacking benefit for eligible consumers — central ₹78,000 plus state ₹15,000–₹30,000 for low-income and rural consumers. Actual eligibility depends on income category and district.
Do I need to apply for central and state subsidies separately?
Yes. The PM Suryaghar central subsidy application is on pmsuryaghar.gov.in. State scheme applications are on each state agency’s portal. They are independent applications with separate documentation requirements.
Is the state subsidy paid as DBT or as a discount on the invoice?
Most state subsidies are also paid as DBT to the consumer’s bank account, separate from the central subsidy disbursement. Some state schemes work as a discount reflected in the installer’s invoice — the mechanism varies by state and scheme. Clarify with the state agency before applying.
What happens if the combined subsidy amount exceeds the system cost?
Total government subsidies (central + state combined) cannot exceed the actual system installation cost. If the combined amount would exceed the cost, the lower limit (actual cost) applies and the excess is not disbursed.
