India has never made going solar easier. The PM Suryaghar: Muft Bijli Yojana — launched by the Government of India in February 2024 — puts a central subsidy of up to ₹78,000 directly into your bank account for installing a rooftop solar system on your home. As of June 2026, over 3.35 crore rooftop systems have been commissioned under the scheme nationwide, with ₹14,771 crore in subsidies already disbursed.
This guide covers every aspect of the scheme: what it pays, who qualifies, how to apply step-by-step, and the exact mistakes that get applications rejected.
Direct answer. PM Suryaghar pays ₹30,000 for 1 kW, ₹60,000 for 2 kW, and ₹78,000 (capped) for 3 kW and above. The subsidy is transferred via Direct Benefit Transfer (DBT) to your linked bank account within 30–45 days of successful DISCOM inspection. You must install through an MNRE-empanelled vendor and use ALMM-listed panels.
If you are reading this before choosing an installer, that is the right sequence. Subsidy eligibility depends entirely on decisions you make before installation begins.
What Is PM Suryaghar Muft Bijli Yojana?
PM Suryaghar: Muft Bijli Yojana (translated: Prime Minister Solar Home — Free Electricity Scheme) is a central government programme administered by the Ministry of New and Renewable Energy (MNRE) to expand rooftop solar adoption in residential households across India.
The scheme has three goals:
- Reduce household electricity bills to near zero.
- Reduce India’s dependence on coal-based power in the residential sector.
- Reach 1 crore solar-powered homes by 2027.
The scheme operates on a Direct Benefit Transfer model — subsidy money moves from the government treasury directly to the consumer’s Aadhaar-linked bank account after the system passes DISCOM inspection. There is no middleman, no state intermediary holding the money.
What’s covered: Grid-connected rooftop solar systems for residential consumers only. Off-grid systems and commercial/industrial consumers are not eligible under this specific scheme (they fall under PM-KUSUM and other programmes).
Where it applies: All states and Union Territories of India. Each DISCOM listed on the national portal (pmsuryaghar.gov.in) is a participating entity.
PM Suryaghar Subsidy Amounts 2026
The central subsidy is fixed and uniform across India regardless of state.
State top-up subsidies exist in several states and can be stacked on top of the central amount. Gujarat, Uttar Pradesh, Rajasthan, and Maharashtra all have active state-level support. Our detailed guide on stacking central and state subsidies covers this.
Benchmark cost table (from MNRE)
The subsidy is calculated as a percentage of the MNRE benchmark cost, not the actual invoice cost. If your installer charges more than benchmark, the extra is your cost. If they charge less, the subsidy is recalculated on actual cost.
| System size | MNRE benchmark cost | Central subsidy | Your net cost (benchmark) |
|---|---|---|---|
| 1 kW | ₹75,000 | ₹30,000 | ₹45,000 |
| 2 kW | ₹1,50,000 | ₹60,000 | ₹90,000 |
| 3 kW | ₹1,95,000 | ₹78,000 | ₹1,17,000 |
| 5 kW | ₹3,00,000 | ₹78,000 | ₹2,22,000 |
| 10 kW | ₹5,40,000 | ₹78,000 | ₹4,62,000 |
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Who Is Eligible for PM Suryaghar?
You qualify if:
- You own a residential property (house, flat, or villa) in India.
- You have an active electricity connection in your name or a co-owner’s name.
- Your electricity connection is in the Domestic/LT-Residential consumer category.
- You have adequate shadow-free rooftop space (roughly 10 sq ft per kW).
- You have not availed a central subsidy for solar at the same premises previously.
- Your Aadhaar is linked to your bank account (for DBT).
You do not qualify if:
- Your premises is commercial, industrial, or agricultural (different schemes apply).
- You have already received a central rooftop solar subsidy at the same address.
- Your electricity connection is in a tenant’s name and the tenant has not obtained owner consent.
- Your DISCOM is not participating (check the portal — nearly all are now enrolled).
- Residential homeowner with active connection
- LT-Domestic consumer category
- Aadhaar-linked bank account
- Shadow-free rooftop available
- No prior central subsidy at this address
- Commercial or industrial connection
- Already availed central subsidy at same address
- Connection in tenant's name without NOC
- Off-grid system (only on-grid qualifies)
How to Apply for PM Suryaghar — Step by Step
The 5-Stage PM Suryaghar Application Funnel is the mental model we use to walk our customers through the process. Each stage has a specific action and a specific failure point.
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Register on the national portal — go to pmsuryaghar.gov.in, click “Apply for Rooftop Solar”, enter your state, DISCOM, and electricity consumer number. OTP verification via mobile registered with your DISCOM.
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Select an empanelled vendor — the portal shows empanelled installers in your DISCOM area. Select an MNRE-approved vendor. This is non-negotiable; only empanelled installers can submit the final commissioning report. Heaven Green Energy is empanelled across all four Gujarat DISCOMs (UGVCL, DGVCL, PGVCL, MGVCL).
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Get technical feasibility from DISCOM — your DISCOM will review your application, check the sanctioned load, and issue a feasibility approval (typically 7–15 working days). Do not start installation before this step.
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Install and submit commissioning report — your vendor installs the system, connects it to the grid, and submits a commissioning report with photographs through the portal. The DISCOM then schedules a physical inspection.
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Receive net meter + subsidy DBT — after the DISCOM inspector approves, a net meter is installed. The subsidy is credited to your Aadhaar-linked bank account within 30–45 days.
📘 Regulation note
The feasibility approval from DISCOM must arrive before you start installation. Starting without it does not void the subsidy automatically, but it creates complications if the DISCOM raises a technical objection later. Always wait for the written feasibility letter.
Documents Required for PM Suryaghar
Gather these before starting the application — incomplete documents are the second-most-common reason for delays.
| Document | Purpose | Where to get it |
|---|---|---|
| Aadhaar card | Identity + DBT linkage | UIDAI / DigiLocker |
| Latest electricity bill | Consumer number + category proof | DISCOM / app |
| Property ownership proof | Ensures applicant owns the premises | Sale deed / property tax receipt |
| Bank account details | DBT disbursement | Your bank passbook/statement |
| Passport-size photograph | Portal registration | Standard photo |
| Mobile number (registered with DISCOM) | OTP verification | Update at DISCOM if needed |
Name matching is critical. The name on your Aadhaar must match the name on your electricity bill exactly. Even minor differences (initials vs full name, spelling variations) cause automated rejection. If they don’t match, get the electricity bill name corrected at your DISCOM office before applying.
PM Suryaghar Process Timeline
Based on Heaven Green Energy’s experience across 10,000+ installations in Gujarat and neighbouring states, here is the realistic timeline:
| Stage | Timeframe | Bottleneck |
|---|---|---|
| Portal registration to feasibility approval | 7–15 working days | DISCOM workload |
| Feasibility to installation completion | 7–14 days (residential) | Vendor schedule |
| Installation to DISCOM inspection | 5–10 working days | Inspector availability |
| Inspection to net meter installation | 7–15 days | DISCOM meter stock |
| Net meter to subsidy DBT | 30–45 days | Treasury processing |
| Total: application to money in bank | 60–90 days | Clean documents = shorter |
The 60-day scenario happens when all documents are clean, the DISCOM is efficient, and the installer submits a complete commissioning report. The 90-day scenario is typical when one correction is required at any stage.
⚠️ Watch out
Do not pay the full system cost upfront before seeing the subsidy in your account. A standard payment structure is 70% before installation and 30% after subsidy receipt. Any installer demanding 100% upfront before subsidy disbursement is a red flag.
Common Mistakes That Get Applications Rejected
Our team has reviewed hundreds of rejected applications. The top reasons:
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1
Non-empanelled installer — the inspector checks the vendor's registration on the portal. If your installer is not empanelled, the commissioning report is invalid and the subsidy is rejected entirely.
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2
Non-ALMM panels — panels must be on the MNRE ALMM (Approved List of Models and Manufacturers). Cheaper panels from unlisted manufacturers fail inspection. Always ask your vendor for the exact panel model and cross-check on the MNRE portal before signing the contract.
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3
Name mismatch between Aadhaar and electricity bill — even "Ramesh Kumar" vs "R. Kumar" triggers automated rejection. Fix this at your DISCOM office before applying.
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4
Wrong consumer number — entering the meter number instead of the consumer number causes DISCOM verification to fail instantly. Your consumer number is printed on the electricity bill, usually 10–12 digits.
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5
Pending electricity dues — any outstanding arrears on your account disqualify the application. Clear all dues and obtain a no-dues certificate before applying.
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6
Bank account not Aadhaar-seeded — the DBT goes to the Aadhaar-linked account. If your bank account is not linked, the subsidy disbursement fails. Check via your bank's mobile app or NPCI portal before applying.
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7
System size exceeds sanctioned load — your solar system capacity cannot exceed your DISCOM sanctioned load. A 3 kW system on a 2 kW sanctioned connection requires a load enhancement application first.
For a complete deep-dive into every rejection scenario, see our dedicated guide: 12 PM Suryaghar Rejection Reasons and How to Fix Them.
PM Suryaghar by State — Key Differences
The central subsidy amount is the same everywhere. What differs is the state-level process.
| State | Key difference | Additional state benefit |
|---|---|---|
| Gujarat | 4 DISCOMs (UGVCL/DGVCL/PGVCL/MGVCL); fastest in India (~60 days avg) | SURYA Gujarat portal integration |
| Maharashtra | MSEDCL (largest DISCOM); longer inspection queue (90–120 days common) | Maharashtra state top-up in select districts |
| Rajasthan | JVVNL/AVVNL/JdVVNL; strong solar hours (6+ kWh/m²/day) | Rajasthan Renewable Energy Corp. facilitation |
| MP | MPPKVVCL/MPMKVVCL/MPPoKVVCL; 3 DISCOMs for 3 zones | MP state subsidy for BPL households |
For state-specific detailed guides see: PM Suryaghar Gujarat · PM Suryaghar Maharashtra · PM Suryaghar Rajasthan · PM Suryaghar MP.
How to Choose the Right System Size
The right system size is the one that covers your average monthly consumption without generating excessive surplus (surplus sells back at lower rates). Here is the Real Bill-to-Solar Sizing Rule we use:
kW required = monthly consumption (kWh) ÷ 120
The 120 figure assumes 4 peak sun hours per day × 30 days. Adjust slightly for geography: Gujarat and Rajasthan see 5–5.5 hours; north India in December sees 3–3.5 hours.
| Monthly bill | Approx consumption | Recommended system | Expected generation |
|---|---|---|---|
| ₹1,000–₹2,000 | 100–200 kWh | 1–2 kW | 120–240 kWh/month |
| ₹2,000–₹4,000 | 200–400 kWh | 2–3 kW | 240–360 kWh/month |
| ₹4,000–₹7,000 | 400–700 kWh | 3–5 kW | 360–600 kWh/month |
| ₹7,000+ | 700+ kWh | 5–10 kW | 600–1,200 kWh/month |
Use our free solar calculator to get a personalised estimate including your exact subsidy amount.
💡 Fast tip
Do not oversize your system chasing maximum subsidy. The subsidy cap at 3 kW means there is no additional central benefit from installing 4 kW vs 3 kW. Size to your consumption first, then optimise for subsidy.
How Heaven Green Energy Helps
Heaven Green Energy is an MNRE-empanelled solar EPC company operating across Gujarat, Maharashtra, Rajasthan, and MP. Our Suryaghar-specific process:
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Document verification before application — we review your Aadhaar, bill, and bank linkage before you submit a single form, eliminating rejection at source.
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Portal submission and tracking — we manage the entire portal journey, from feasibility application to commissioning report upload.
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ALMM-certified panels guaranteed — every installation uses Adani, Waaree, or Vikram panels from the MNRE ALMM list.
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Post-installation subsidy follow-up — we track your DBT status and escalate to DISCOM if disbursement is delayed.
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Residential Solar — 1–10 kW rooftop systems with complete PM Suryaghar subsidy handling end-to-end.
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Solar Calculator — get your subsidy amount, monthly savings, and payback period in 60 seconds.
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Contact our team — speak with a Suryaghar-certified engineer today.
Related reading: Solar Subsidy in India — complete FAQ · Net Metering in India explained · Solar Panel Cost Breakdown · Solar Payback Period.
Frequently Asked Questions
What is the maximum subsidy under PM Suryaghar in 2026?
The maximum central subsidy is ₹78,000 for systems of 3 kW and above. This is a flat cap — whether you install 3 kW or 10 kW, the central government pays ₹78,000. Some states offer additional top-up subsidies that can push the total higher. Gujarat, UP, and Maharashtra have state-level programmes worth ₹15,000–₹30,000 additional in select cases.
Can a tenant apply for PM Suryaghar subsidy?
Yes, if the property owner provides a No Objection Certificate (NOC) and the electricity connection is in the tenant’s name. However, the subsidy is disbursed to the Aadhaar-linked bank account of the person in whose name the electricity connection exists. In practice, most tenants apply jointly with the landlord.
How long does PM Suryaghar subsidy take to arrive?
Once the DISCOM inspection passes and the net meter is installed, the DBT to your Aadhaar-linked bank account takes 30–45 days in most states. Gujarat processes are among the fastest in India, with many cases completing in under 30 days post-inspection.
Can I apply for PM Suryaghar without an empanelled vendor?
No. The scheme mandates that installation must be done by an MNRE-empanelled vendor. Without an empanelled vendor’s commissioning report, the DISCOM will not issue inspection approval, and subsidy disbursement cannot be triggered.
What happens if my PM Suryaghar application is rejected?
Your dashboard on pmsuryaghar.gov.in will show the rejection reason. Screenshot it, fix exactly what is flagged (do not change anything else), resubmit the corrected documents. Common fixable rejections include name mismatch, wrong consumer number, and bank account linking. Non-ALMM panels and non-empanelled installers require reinstallation.
Is PM Suryaghar available for flats in housing societies?
Yes. Individual flat owners in housing societies can apply for PM Suryaghar for their own flat’s electricity connection. Separately, the society can apply for the RWA/GHS category for common-area solar at ₹18,000 per kW. Both applications can run simultaneously.
Can I get PM Suryaghar subsidy if I already have solar panels?
If the existing panels were installed without the PM Suryaghar subsidy, you may be able to apply — but only if the installation was done by an empanelled vendor and uses ALMM-listed panels. Older installations without these qualifications generally cannot be retrofitted into the scheme. Contact your DISCOM to confirm.
What is the difference between PM Suryaghar and PM-KUSUM?
PM Suryaghar targets residential consumers for rooftop solar on homes. PM-KUSUM targets farmers for solar-powered irrigation pumps and small solar plants on agricultural land. Both are central government schemes under MNRE, but the application portals, subsidy structures, and eligible beneficiaries are completely different.
