Solar Finance P1 Updated 4 June 2026

Power Purchase Agreement

Quick Definition
A Power Purchase Agreement (PPA) is a long-term contract between a power generator and an electricity buyer that fixes the tariff and terms for electricity supply over the contract period. In Indian solar, PPAs run 15 to 25 years and form the foundation of utility-scale, RESCO, group captive, and open-access solar projects.

Quick Facts

Term
Power Purchase Agreement
Category
Solar Contract
Industry
Solar Energy / Project Finance
Common Users
Solar developers, DISCOMs, C&I customers, lenders, SECI
Related Tech
Utility solar, Rooftop OPEX, Open access, Group captive
Standards
Electricity Act 2003, SERC PPA frameworks, MNRE model PPAs
Difficulty
Intermediate

What a PPA is

A Power Purchase Agreement (PPA) is a long-term contract between a power generator and an electricity buyer that fixes the tariff, quantity, term, and other commercial conditions of electricity supply. For solar, PPAs typically run 15 to 25 years at a fixed per-kWh tariff. The PPA is the foundational document that gives the solar project its revenue certainty and supports project finance.

Without a PPA, a solar project would have to sell its power into the wholesale market at variable spot prices, with no revenue certainty. Banks would be unwilling to finance such a project. The PPA solves this by providing a predictable revenue stream that supports debt service for 12 to 18 years and equity returns for 25 years.

PPAs in Indian solar fall into four broad categories: utility-scale (developer to DISCOM or SECI), RESCO rooftop (developer to C&I customer), open access (developer to C&I customer through grid wheeling), and group captive (developer to consortium of co-owning consumers).

Structure of a solar PPA

A standard solar PPA has the following major sections.

Recitals: Background to the contract, parties involved, and purpose.

Definitions: Precise meanings of technical and commercial terms used.

Plant description: Solar plant capacity, technology, location, expected commissioning date.

Tariff: Per-kWh price, fixed or with escalation. The most commercially sensitive provision.

PPA term: Duration of the contract, typically 15 to 25 years.

Take-or-pay or minimum offtake: Buyer’s obligation to consume a minimum quantity.

Performance guarantees: Plant availability targets and penalties for shortfall.

Force majeure: Events beyond control that excuse non-performance.

Change in law: Compensation for regulatory changes affecting economics.

Curtailment: Provisions for grid-side curtailment of solar output.

Metering and billing: How energy is measured and billed, including dispute resolution.

Payment terms: When and how payments are made, security mechanisms (bank guarantee, LC, escrow).

Termination: Conditions and procedures for ending the contract.

End of PPA: What happens at the end of term (asset transfer, removal, continuation).

Dispute resolution: Arbitration, regulatory adjudication, governing law.

A typical solar PPA runs 50 to 200 pages with comprehensive provisions. Standardisation has improved through MNRE model PPAs and SECI tender documentation.

Types of solar PPAs in India

PPA TypeGeneratorBuyerTypical Tariff (Rs/kWh)Term
Utility-scale (SECI auction)Solar developerSECI/DISCOM2.20 to 2.7025 years
Rooftop OPEX/RESCORESCO developerC&I customer3.50 to 5.5015 to 25 years
Open accessIndependent developerC&I customer3.50 to 4.50 (before charges)15 to 25 years
Group captiveCo-owned developerCo-owning consortium3.00 to 4.00 (before charges)15 to 25 years
Net metering surplusResidential rooftopDISCOMAPPC rate at year-endThrough plant life

The economics, contract terms, and regulatory framework differ across these PPA types.

Utility-scale PPAs (SECI tenders)

Most large solar projects in India are sold to SECI (Solar Energy Corporation of India) through reverse auctions. SECI then onsells the power to DISCOMs through back-to-back PPAs.

Key features of SECI PPAs:

Discovered tariff: Through competitive reverse auction.

Term: 25 years.

Fixed tariff for full term.

Strong performance guarantees with penalty mechanism.

Lender-friendly terms supporting bankability.

CERC-approved provisions on change in law and force majeure.

Long-stop dates for commissioning with penalty for delays.

Detailed metering, billing, and dispute resolution mechanisms.

SECI is the offtaker of choice for utility-scale projects because of its strong sovereign-backed credit. State DISCOMs are weaker offtakers, leading to risk premiums in direct DISCOM PPAs.

Rooftop OPEX PPAs

For C&I rooftop solar under RESCO/OPEX, the PPA structure includes:

System owned by RESCO, installed at customer site.

Tariff: Fixed Rs 3.50 to Rs 5.50 per kWh depending on customer profile.

Term: 15 to 25 years.

Site access agreement covering rooftop rights.

Minimum offtake clause.

Buyout option, typically available after year 5 to 7.

Performance guarantees.

End-of-term asset transfer to customer.

Rooftop PPAs are typically simpler than utility-scale PPAs but still 30 to 100 pages.

Open-access PPAs

For C&I open access:

Solar plant located at developer’s site (not customer’s premises).

Power wheeled through grid to customer.

Tariff: Negotiated, typically Rs 3.50 to Rs 4.50 per kWh before adding open-access charges.

Buyer additionally pays transmission, wheeling, CSS, and other charges to grid operators and DISCOM.

Term: 15 to 25 years.

Banking provisions, where allowed.

Bilateral PPA structure (no SECI intermediary).

Often combined with RPO compliance benefits for the buyer.

Group captive PPAs

For group captive:

Buyer holds at least 26% equity in the generating company.

PPA structure between buyer and generating company.

Tariff: Cost-plus structure or fixed-rate based on financing.

Buyer is exempt from cross-subsidy surcharge.

Other open-access charges still apply.

The equity stake gives the buyer access to the captive treatment.

Common mistakes in PPA negotiation

Focusing only on the tariff. Other clauses (take-or-pay, performance guarantees, termination, force majeure) materially affect long-term economics.

Underestimating change-in-law impact. Indian regulations evolve; the change-in-law clause is the protection against this.

Mismatching PPA term with the asset’s useful life. A 15-year PPA on a 25-year plant leaves residual asset risk on the developer.

Not negotiating buyout option in RESCO PPAs. The option has value even if never exercised.

Skipping due diligence on the developer’s financial strength. PPA enforcement against a defaulted developer is messy.

Ignoring credit security mechanisms (bank guarantee, LC, escrow) that protect against payment defaults.

Overlooking dispute resolution mechanisms. Arbitration versus SERC adjudication can take very different times.

Best practices

Engage experienced solar lawyers for PPA review. The standard documents include subtle provisions with material impact.

Use SECI or MNRE model PPAs as starting templates, adapting to specific circumstances.

Include all key clauses: tariff, term, performance, force majeure, change in law, termination, dispute resolution, asset transfer.

Verify the counterparty’s financial strength and track record.

Document all PPA-related approvals (DISCOM, SLDC, MNRE, ALMM compliance) carefully.

For long-term PPAs, build sensitivity analyses on key variables (tariff escalation, performance, regulatory changes).

For buyers, ensure the PPA aligns with own operational and financial plans for the next 25 years.

Standards and references

PPAs operate under the Electricity Act 2003 and supplementary regulations. MNRE issues model PPAs for various scheme structures. SECI maintains its standard PPA documents for utility-scale tenders. State SERCs approve intra-state PPAs and adjudicate disputes. CERC handles inter-state PPA matters.

Key takeaways

A Power Purchase Agreement (PPA) is a long-term contract between a power generator and an electricity buyer that fixes the tariff, term, and commercial conditions for electricity supply over 15 to 25 years. PPAs are the foundation of Indian solar project financing. The four main types in India are utility-scale (SECI), RESCO rooftop, open access, and group captive, each with distinct tariff structures and regulatory frameworks. Key PPA clauses beyond tariff include take-or-pay, performance guarantees, force majeure, change in law, and termination. Experienced legal and financial advisors are essential for PPA negotiation and execution.

Frequently Asked Questions

What is a Power Purchase Agreement?
A PPA is a long-term contract between a power generator and an electricity buyer fixing the price and terms of electricity supply for the contract period. For solar, PPAs typically run 15 to 25 years at a fixed per-kWh tariff.
Who signs a solar PPA?
Three main categories. Utility-scale: developer and DISCOM (or SECI). RESCO/OPEX: developer and C&I customer. Open access: developer and corporate offtaker.
What is a typical solar PPA tariff in 2026?
Utility-scale: Rs 2.20 to Rs 2.70 per kWh. RESCO rooftop: Rs 3.50 to Rs 5.50 per kWh. Open-access C&I: Rs 3.50 to Rs 4.50 per kWh (before charges). Group captive: Rs 3.00 to Rs 4.00 per kWh (before charges).
What is the PPA term?
Typically 15 to 25 years for solar. Longer terms give lower tariffs because CAPEX is amortised over more years. Most utility-scale Indian solar PPAs are 25 years; rooftop RESCO is often 15 to 25 years.
Are PPA tariffs fixed or escalating?
Most Indian solar PPAs have a fixed tariff for the entire term (sometimes called flat or fixed escalation). Some include small annual escalation of 1% to 3%. Variable tariff PPAs are rare in India.
What is take-or-pay in a PPA?
A clause requiring the buyer to pay for a minimum quantity of energy even if not consumed. Common in utility-scale PPAs to give the developer revenue certainty. Most RESCO rooftop PPAs do not include strict take-or-pay; instead they use minimum offtake clauses.
What is the minimum offtake clause?
A milder version of take-or-pay. The buyer commits to consume at least a defined percentage (typically 80% to 90%) of expected generation. Below that, the buyer pays for unconsumed energy. Above that, the buyer pays only for actual consumption.
What happens if the developer cannot deliver power?
Standard PPAs include penalties for under-performance. Performance guarantees (typically 95% to 98% availability) trigger compensation if not met. Persistent failure may allow the buyer to terminate the PPA.
What is change-in-law in a PPA?
A clause protecting both parties from regulatory changes after the PPA is signed. If a new tax, charge, or regulation materially affects either party's economics, the affected party can claim compensation or adjustment.
Can PPAs be terminated early?
Yes, under specific conditions defined in the PPA: material breach by either party, force majeure beyond a defined duration, change in law making the contract unworkable, mutual agreement. Termination involves notice periods, settlement of dues, and asset disposition.
What is the buyout option in a PPA?
A clause allowing the buyer to purchase the solar plant from the developer at a defined price during or at the end of the PPA term. Common in RESCO contracts; less common in utility-scale.
How are PPAs enforced?
Through state SERC processes for intra-state PPAs, CERC for inter-state. Disputes are resolved through arbitration or commission adjudication. Appeals go to APTEL and then the Supreme Court.
Are PPA tariffs subject to GST?
Solar electricity is exempt from GST in India. The PPA tariff for electricity supply does not attract GST. Related services (O&M, monitoring) may attract GST at 18% if billed separately.
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